Other Services...

The education department within the organisation was formed in 2005. CHAP has been commissioned by North Ayrshire Council to deliver a programme of Homelessness Education lessons to pupils in all of the 9 secondary schools across North Ayrshire.

The aims of the lessons are to prevent youth homelessness, raise awareness of the reality of homelessness and to destigmatise the issue. It is intended the lessons will encourage young people to carefully consider their options before taking the decision to leave home and to enable them to identify who would be able to assist them with housing issues. The lessons are primarily delivered to all fourth year pupils within North Ayrshire. However, workshops style events can be delivered to senior pupils, one focused on student accommodation and the skills/knowledge that young people would require if living away from home and the other further explores the different tenancy options that are available to young people and the responsibilities of having a tenancy.

To help tackle the cost of living, and the associated financial pressures, and the negative impact on people’s mental health and wellbeing, we have developed excellent partnerships which have enabled us to establish outreach locations in various communities throughout North Ayrshire.

We have appointments with our advisers available at the following outreach venues.

TACT, Saltcoats - Mondays 

Whitlees Community Centre, Ardrossan - Mondays

Ardeer Community Centre, Stevenston - Tuesdays

Kilwinning Sports Club, Pennyburn Road, Kilwinning - Wednesdays + Thursdays

Bridgend Community Centre, 17 Bridgend, Kilbirnie - Tuesdays + Thursdays

We know that anything can happen to anyone, at any time.

Some of the services we provide are:

Assistance with benefits - includes general income maximisation, assistance to apply for benefits, and request backdated payments of those benefits. We can also help by providing representation for you at appeals and tribunals.

Housing advice and appeals - includes general advice and housing options, advice on rent/mortgage arrears and assistance to prevent evictions.

Money and debt advice - negotiating repayment plans with creditors, including payday loan and doorstep lenders; advice on bankruptcy, general budgeting advice, and we are also accredited Debt Arrangement Scheme (DAS) advisors. We can help with council tax arrears and provide representation for you at court.

To book an appointment, call 030 0002 0002 or contact us via the live chat service.

Download our fliers:

CHAP @ Kilwinning Sports Club

CHAP in the Three Towns

CHAP @ Bridgend

AHAP services are available free to individuals who own their home in Ayrshire. AHAP is a partnership between CHAP and Govan Law Centre and is fully funded by the Scottish Legal Aid Board.

Support is available for individuals who are experiencing financial difficulty and as a result, cannot maintain their mortgage payments. The money advice worker is able to provide mortgage advice and negotiate with lenders on the individual’s behalf. 

The solicitor is able to carry out any legal work involved with defending a case but only where the continuous involvement of the individual is concerned.

Advice and Information is available on:

• Repossession 
• Mortgage arrears
• Legal proceedings
• Other debt related issues
• Income maximisation
• Court proceedings and paperwork

Support is available to:

• Access legal representation
• Pursue government schemes
• Liaise with solicitors
• Deal with other creditors
• Carry out a benefit check
• Assist individuals to develop the necessary skills to enable them to manage their financial situation